Common Questions
Can you guarantee my score will go up?
No, and be wary of anyone who does.
Can you remove accurate negative items?
No one legally can; we dispute what's inaccurate, unverifiable, or outdated.
Can I dispute errors myself?
Yes, for free; clients hire us for time, organization, and know-how.
How long does it take?
Bureaus generally have about 30 days per dispute; most clients see a clearer picture in 2 to 3 months.
Â
Do you work with people who already have good credit?
Yes. If your credit is already solid, we can help get it ready for a mortgage, auto loan or business funding. We review your reports, show you what lenders will see, and build a plan so you apply at the right time.
When do I pay?
Consultation is free; credit repair is billed only after each month's work is completed. Coaching and business strategy sessions are paid after the session. Elite business credit is billed 50% to start and 50% when your business credit profile is complete.
Can I cancel?
Yes, within 3 business days at no charge, and anytime after with no long-term contract.
Will you pull my credit?
No; we'll show you how to get your reports free at AnnualCreditReport.com.
Where do you work with clients?
We work with clients across the U.S. by phone and video. Some services may vary by state.
Is my information safe?
We use your documents only to work on your file and never sell your information.